Ellie Talks Money – Ellievate Your Credit Toolkit
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Description:
Your days of bad credit are over. I have had 2 repossessions, 8 items in collections, 2 charged-off credit cards and at least 5 late payments. Yet, I was still able to clean up my credit and raise my score from 485 to 710 BY MYSELF.
As a mom of 4, it wasn’t always in the budget to hire a credit company to clean my credit for me. Some of those packages were well over $100 per month! That’s diapers, wipes and baby food ya’ll.
So, I learned how to do it myself. Through watching countless videos and reading the Fair Credit Reporting Act, I learned that consumers have a right to dispute negative items on their credit and also question their validity.
This is through a section of the FCRA called Section 609. This tool kit includes the EXACT letters I used to dispute all of the collections, repossessions and negative items I had on my credit which resulted in a 75 point increase in 60 days.
Here’s everything you get:
- Dispute Letter Templates to all 3 Credit Bureaus (Rounds 1 – 3)
- Goodwill Letter Templates to send to Individual Creditors
- Collection Agency Script (What To Say and What Not To Say)
- Websites and Apps to Build Your Credit and Payment History
- Tradeline/Piggybacking Option (You get access to $10-$50k in credit line as an Authorized User)
If I can do it, you definitely can. Having excellent credit gives you access to SO much. Including the ability to gain capital which will help you obtain more assets. It’s time to get great credit NOW.
See you inside!
Business online course
Information about business:
Business is the activity of making one’s living or making money by producing or buying and selling products (such as goods and services).
[need quotation to verify] Simply put, it is “any activity or enterprise entered into for profit.
It does not mean it is a company, a corporation, partnership, or have any such formal organization, but it can range from a street peddler to General Motors.”
Having a business name does not separate the business entity from the owner, which means that the owner of the business is responsible and liable for debts incurred by the business.
If the business acquires debts, the creditors can go after the owner’s personal possessions.
A business structure does not allow for corporate tax rates. The proprietor is personally taxed on all income from the business.
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