Katherine North – Money in the Bank
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Too many creative entrepreneurs…
Live in a state of constant panic
Are afraid to even know what’s going on with their money
Keep blindly buying programs & hiring coaches
Worry whether their families will be okay
Wonder if they should just give up and get a job
Have to offer huge discounts to bring $$$ in the door
Rack up scary amounts of credit card debt
When you get a handle on your money, you…
Feel calm and in control, even during lean months
Always have enough for your household bills
See what expenses and income are on the horizon
Enjoy your freedom (isn’t that the whole point?!)
Easily have enough set aside to pay your taxes
Rest easy because you have safety nets in place
Know when to hold on to your cash, and when to invest in your business
Most money advice is aimed at people with JOBS (and SALARIES).
The ‘experts’ work off the assumption that you get a predictable regular paycheck and that the only way you can grow your net worth is by a slow and gradual increase in that income over decades. And then you’ll stop working and retire.
So they all have the same advice: you need to save, play it safe, and follow the rules.
But an entrepreneur (or freelancer, or creative, or solopreneur) breaks all those rules!
(Gleefully is how we break those rules! Hi, have we met? I don’t have a compliant bone in my body.)
Our income can swing WILDLY from month to month. And if we play our cards right, our businesses have the potential to bring in exponentially more income in the coming years.
But without careful management, our businesses also have the potential to rake up debt, eat up our savings, and leave us in a perpetual state of desperate panic.
Has this ever happened to you?
You make a huge sale, and in a pink glow of visionary zeal, you invest all that money back into the business! You buy new equipment! A new website! A high-end coaching program! …and then two months later, you’re scrambling to pay yourself, your employees, and OH YEAH what about the taxes?!
It doesn’t have to be this way.
You know the standard advice.
Max out your 401K, take your company match.
Get a 30-year fixed mortgage, put 20% down.
Cut out lattes, save $50 million for retirement.
Cut up your credit cards, don’t ever take on debt.
Umm… 401K??? Company MATCH?!
{Cue the maniacal laughter as all the entrepreneurs pull their hair out.}
Here’s the truth.
As an entrepreneur, you have to break SOME of the rules.
(Or you wouldn’t be an entrepreneur!!)
But if you don’t know which ones to break and which ones to keep, things can quickly spiral out of control!
So which rules should you break… and which ones should you follow?
– When should you play it safe… and when should you take the big risks?
– What is a good investment… and what is foolish spending?
– Should you be trying to cut costs, or trying to grow your revenue?
– Should you take a bigger salary, or invest it all back into the business?
– How do you make sure you have enough to pay your taxes?
– Should you pay an expert or try to bootstrap it yourself?
These are the real questions.
And I have answers.
I’ve been a freelancer, a free spirit, a consultant, a solopreneur, and an entrepreneur. I was a solo mom for years and now I’m the main breadwinner for my family of seven.
I know the hustle. OH HOW I KNOW IT!!
The questions you face as someone who steers your own ship are VERY different than if you earned a regular salary.
For years, I read Every Single Book out there on personal finance. (Really. Serious lit major bookworm fact-finder nerd here.) I learned a lot of really, really useful things.
Most of which DID NOT APPLY to my situation.
I made a lot of painful and expensive mistakes. I had flush months and scary months. But through it all, I figured out some things.
I figured out that most of us are asking the wrong questions.
We read business advice, and we read personal finance advice.
But the missing link is that juncture where your BUSINESS money meets your PERSONAL money.
Your business’s bottom line affects your household finances. And managing your personal finances requires managing your business’ bottom line. The two are inextricably linked.
YOU CAN TOTALLY DO THIS. YOU JUST NEED THE RIGHT TOOLS AND STRATEGY.
That’s why I created…
What makes this program different?
This is the only personal finance course designed for (and by) creative entrepreneurs. This is the only system I know of that helps you work on BOTH pieces so that you can feel proud, confident, and peaceful that you ALWAYS have money in the bank to pay your bills, save for a rainy day, and splurge on those things that matter most to you.
I’m not promising you a way to make millions. (Because if you make millions but you spend millions + $10, you’ll still feel poor! But if you make $20,000 and you have $10 left over, you’ll feel proud and successful.)
I’m promising you a system that gives you TOTAL CLARITY about what needs to happen in your business and in your personal $$$ so that both are flourishing and healthy.
This system helps you LOOK AHEAD and see what’s coming, something no accountant or bookkeeping system can do.
Let’s be honest: slow, lean months are just part of life as an entrepreneur. But when you’ve prepared for them ahead of time, they’re no big deal. And when you have those big boom months, you’ll know exactly what to do with that money so that it helps create security AND drive your business forward.
Ready to DECLARE DOMINION over your finances?
Let’s do it.
Learn a powerful framework designed specifically for entrepreneurs
Let’s talk about this investment.
I know, you have lots of things you could spend that $1,200 on.
But how much is is it costing you to NOT be on top of your money? How much in credit card interest and fees? Ever wished you could take back a big investment? Are you less effective at getting new business when you’re worried about paying your bills? Have you ever discounted your products or services because you just needed to bring in the cash, fast?
Your lack of clarity may already be costing you quite a bit.
By the way, don’t feel bad about that for a single second — of COURSE most of us flounder a bit with our money. Because NO ONE TELLS US HOW TO DO THIS!! But when you figure this piece out, it changes EVERYthing.
The MONEY IN THE BANK ONLINE COURSE includes:
25+ short, watchable videos
The 6 things every biz owner needs
5 take-action tools
Done-for-you spreadsheets that make it easy
Clear action steps each week
Practical, real-world strategies
A helpful checklist to guide you through each step
When you invest the time and money to get CLEAR on your money, you’ll see returns on this investment every single month for years— in both your business AND your personal finances.
Business online course
Information about business:
Business is the activity of making one’s living or making money by producing or buying and selling products (such as goods and services).
[need quotation to verify] Simply put, it is “any activity or enterprise entered into for profit.
It does not mean it is a company, a corporation, partnership, or have any such formal organization, but it can range from a street peddler to General Motors.”
Having a business name does not separate the business entity from the owner, which means that the owner of the business is responsible and liable for debts incurred by the business.
If the business acquires debts, the creditors can go after the owner’s personal possessions.
A business structure does not allow for corporate tax rates. The proprietor is personally taxed on all income from the business.
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